Comparation Asuransi Central Asia and Adira Dinamika Insurance

Asuransi Central Asia (ACA)

ACA was established in 1956 long before other insurance companies were established. No wonder ACA insurance is currently one of the market leaders, including in the field of car insurance.

Want to know how much the ACA car insurance premium costs for your car? Enter your car details below:

The car insurance products offered by ACA are Vehicle Insurance (Standard and Automation).

Vehicle Insurance (Standard and Automation)

ACA Insurance standard vehicle insurance covers insurance for two and four wheeled vehicles. The protection offered is to guarantee costs:

• Collision, collision, upside down, slip, slip
• Evil deeds
• Theft
• Fire
• Damage during crossing
• Crane fees
• 3rd party compensation

Sum Insured (UP) and premium

Example: A Toyota Kijang GA / T Gasoline costs 262,900,000, what is the premium to be paid by the client if he chooses comprehensive protection? Just multiply 2.00% with 262,900,000 = 5,258,000 per year.

For more complete protection, clients can consider ACA Otomate . Otomate Insurance provides all-risk protection and expansion protection in the form of:

• Riots (100% of coverage)
• Responsibility to third parties (20 million).
• Personal accident (10 million / person)
• Flood (10% of coverage)
• Earthquake (10% of coverage)

Additional automated facilities

• Replacement car (as long as the car is repaired)
• Tow truck
• Ambulance
• 24-hour roadside assistance (specifically for the Greater Jakarta area, Bandung, Semarang), which includes:
• Tire service
• Battery service
• Fuel service
• Overheating service
• Electrical service
• Powertrain service
• Engine service
• Brake service
• Locksmith service

• New for old

Sum Insured and premium

Example: A Grand New Fortuner 2.7 G LUX 4X2 A / T car costs 448,200,000, what is the premium to be paid by the client? 2% x 448,200,000 = 8,964,000.

Adira Dinamika Insurance (AutoCilin)

One of the insurance companies in Indonesia is Asuransi Adira Dinamika. The company was founded in 1997. One of the leading car insurance products from Adira Dinamika Insurance is Autocilin.

Autocilin
Want to know how much the Autocilin car insurance premium costs for your car? Enter your car details below:

Autocilin is a car insurance product offered by Adira Dinamika Insurance. Like the protection offered by car insurance companies in general, autocilin offers all-risk protection (a guarantee of damage to some or all of the car due to falling objects, fire, collisions, traffic accidents, theft, or collision) and Total Loss Only (TLO) which is total damage / at least 75% due to falling objects, fires, collisions, traffic accidents, theft, or collisions.

new autocillin - blue

In addition, the company also offers extended protection consisting of third party compensation guarantees (25 million limit, additional premiums that must be paid 1% of the limit for all-risk and TLO), personal accidents (15 million limit, premiums to be added , for comprehensive and TLO of 0.18% of the limit), medical expenses (limit of 2,500,000, with an additional premium of 1%, for comprehensive and TLO), floods and hurricanes, earthquakes, volcanic eruptions, tsunamis, strikes, and riots.

As for insurers who do not want to be confused with the guarantee of expansion and complicated payments, can take packages 1,2, or 3 autocilin. These packages combine all-risk protection and certain expansion protection and TLO and guarantee certain extensions. Below are the details:

Package 1 (comprehensive 1 autocilin)

Example: All New Avanza 1.3 EA / T costs 165,800,000, if the car is used for personal use and the client lives in Sumatra, how much premium must be paid?

Answer: 2,79% x 165,800,000 = 4,625,820 per year.

Additional benefits

• New car replacement for total accident in the first 8 months of coverage
• Free vehicle registration extension
• 2,000,000 compensation for personal items lost or damaged in the car (for TLO)
• The maximum transportation fee is 3,000,000
• 6 months warranty repair and genuine parts
• Free crane
• 300,000 per event
• Free repair for light car disturbances.

Package 2 (comprehensive autocilin 2)

Example : A Crown 3.0 Royal Saloon costs 1,348,100,000, the client rents out the car and is in the Java area 1, what is the premium that must be paid annually?

Answer: 2.20% x 1,348,100,000 = 29,658,200

Additional benefits

• All benefits of package 1
• Third party compensation of 10 million per incident
• Flood relief

Package 3 Total Loss Only (TLO)

• Non-trucks, all types of vehicles and all regions, the premium for private cars is 1%, for commercial 1.10%.
• Truck 1.10%.

Example: Grand New Corolla Altis 2.0 V CVT costs 402,600,000, what is the premium to be paid by the client annually if the client uses the car for a private car?

Answer:

1% x 402,600,000

= 4,026,000