Anas Syafaat

Insurance by a number of people is said to contain haram and usury. Including sharia insurance which in its business operations has run according to the Shari'a. Sharia Economic Observers M Syakir Sula explained in Indonesia there are still people who call Islamic insurance still unclean. "Let alone the conventional ones are said to be haram, the sharia is the same," said Syakir in a Prudential Sharia discussion for All, in Jakarta, Wednesday (03/07/2018). He explained, the circles only used references that were 'old school' so that they did not experience changes. "So is the statement of Islamic insurance unclean? They just want to listen to the previous references do not want to read the latest references from modern scholars," he added. Syakir explained the concept of Islamic insurance consisting of a group of people who want to help each other, protect each other, guarantee and cooperate with the issuance of Tabarru funds. Tabarru Fund is a collectio...

Sharia Insurance is insurance based on sharia principles with help-to-help efforts (ta'awuni) and mutual protection (takafuli) among Participants through the formation of a pool of funds (Tabarru 'Fund) which is managed according to sharia principles to face certain risks. Here are some definitions in Islamic insurance as follows: A contract is a written agreement that contains certain agreements, including the rights and obligations of the parties in accordance with sharia principles. Akad Tabarru 'is a grant agreement in the form of granting funds from one Participant to the Tabarru Fund' for the purpose of help between the Participants, which is not for commercial purposes. Akad Wakalah bil Ujrah is a Tijarah Contract which authorizes the Company as a Participant's representative to manage the Tabarru 'Fund and / or Participant Investment Fund, according to the power or authority given, in return for a ujrah (fee). Mudharabah Agreement is a contract to provid...

BENEFITS OF INSURANCE Someone follows insurance, of course because there are benefits that will be received. Actually insurance in terms of insurance has very many benefits, ranging from general or general benefits and also more specific benefits. In general, all insurance in terms of insurance can provide benefits which of course can be felt by all customers. In particular, insurance in terms of insurance can provide benefits that can only be felt if we follow certain types of insurance. For example, someone who chooses to participate in health insurance will certainly feel the benefits that are different from those who take home fire insurance. The following are general insurance benefits in terms of insurance that can be obtained by people who take insurance: 1. Giving a sense of security Undeniably, the guarantees provided by insurance certainly provide a sense of security for those who follow it. According to the understanding of insurance, various risks in life can certainly give...

TERMS IN UNDERSTANDING INSURANCE In terms of insurance, there are several terms that are often confusing for new people in the world of insurance. The following are terms in terms of insurance that are important to be known by insurance users so as not to experience difficulties when transacting and claiming insurance that they follow. 1. Insurance Policy An insurance policy is an agreement letter containing an insurance agreement between the insurer and the policy holder. In terms of insurance, everything written in an insurance policy must be carefully considered and understood by both parties. This insurance policy in the sense of insurance is what will later be used as a basis for transactions and insurance claims. 2. Applicant The applicant or applicant is the person applying for an insurance. When the insurance submitted by the applicant has been approved, then according to the understanding the insurance status of the applicant will change to the policy holder. 3. Policy Holder ...