Anas Syafaat

BENEFITS OF INSURANCE Someone follows insurance, of course because there are benefits that will be received. Actually insurance in terms of insurance has very many benefits, ranging from general or general benefits and also more specific benefits. In general, all insurance in terms of insurance can provide benefits which of course can be felt by all customers. In particular, insurance in terms of insurance can provide benefits that can only be felt if we follow certain types of insurance. For example, someone who chooses to participate in health insurance will certainly feel the benefits that are different from those who take home fire insurance. The following are general insurance benefits in terms of insurance that can be obtained by people who take insurance: 1. Giving a sense of security Undeniably, the guarantees provided by insurance certainly provide a sense of security for those who follow it. According to the understanding of insurance, various risks in life can certainly give...

TERMS IN UNDERSTANDING INSURANCE In terms of insurance, there are several terms that are often confusing for new people in the world of insurance. The following are terms in terms of insurance that are important to be known by insurance users so as not to experience difficulties when transacting and claiming insurance that they follow. 1. Insurance Policy An insurance policy is an agreement letter containing an insurance agreement between the insurer and the policy holder. In terms of insurance, everything written in an insurance policy must be carefully considered and understood by both parties. This insurance policy in the sense of insurance is what will later be used as a basis for transactions and insurance claims. 2. Applicant The applicant or applicant is the person applying for an insurance. When the insurance submitted by the applicant has been approved, then according to the understanding the insurance status of the applicant will change to the policy holder. 3. Policy Holder ...

UNDERSTANDING INSURANCE Impossible is nothing! There are no events that are impossible to happen in this life, including things that have the potential to harm us. Examples are accidents, natural disasters, or even death. To reduce losses from unexpected events, we must be very clever about this. One of the most appropriate steps for this problem is to invest in insurance. Understanding insurance when viewed from the origin of the word, namely from English language insurance, the understanding of insurance is coverage. According to the Big Indonesian Dictionary, the definition of insurance is coverage or agreement between two parties. The first party is obliged to pay contributions, while the second party is obliged to provide full guarantee to the fee payer if something happens to him or the property of the first party in accordance with the agreement made. Based on the understanding of insurance, there are many things that can be insured. Starting from objects and services, human hea...

Insurance has several types of Sharia Gneral Insurance products as follows: 1) Sharia Property Assets Insurance Insurance that provides compensation to the Insured for damage or loss of insured property caused by fire, lightning strikes, explosions, falling aircraft, and smoke from the fire of the insured property. Property insurance includes fire insurance and extended collateral (earthquakes, storms, floods, typhoons, etc.) and also guarantees for losses as a result of business interruption caused by fires. Types of property insurance: • Indonesian Fire Insurance Standard Policy (PSAKI) • Indonesian Earthquake Standard Policy (PSGBI) • Property All Risks (PAR) or Industrial All Risks (IAR) 2) Sharia Engineering Insurance Engineering Insurance is a form of insurance that provides coverage for the risk of loss or damage to the insured object (usually related to construction; material; equipment or machinery) during the construction or installation of machinery against any risk of unexp...

Sharia Insurance is insurance based on sharia principles with help-to-help efforts (ta'awuni) and mutual protection (takafuli) among Participants through the formation of a pool of funds (Tabarru 'Fund) which is managed according to sharia principles to face certain risks. Here are some definitions in Islamic insurance as follows: A contract is a written agreement that contains certain agreements, including the rights and obligations of the parties in accordance with sharia principles. Akad Tabarru 'is a grant agreement in the form of granting funds from one Participant to the Tabarru Fund' for the purpose of help between the Participants, which is not for commercial purposes. Akad Wakalah bil Ujrah is a Tijarah Contract which authorizes the Company as a Participant's representative to manage the Tabarru 'Fund and / or Participant Investment Fund, according to the power or authority given, in return for a ujrah (fee). Mudharabah Agreement is a contract to provid...

Vehicle Insurance is a type of vehicle- specific insurance , where the risk that is likely to occur in a vehicle is transferred to an insurance company . In choosing vehicle insurance, the things that pay attention are financial strength (security), services (service) and costs or expenses. Types of Vehicle Insurance Car insurance Motorcycle Insurance Type of Protection Comprehensive Compensation guarantee / repair costs for loss / damage in part or in whole to the vehicle due to falling objects, fire , bad deeds, theft , seizure, collision, collision or other traffic accident . (referring to PSAKBI). (Max. 8 years old) Total Loss Only (TLO) Compensation guarantee for loss / total damage to the vehicle due to falling objects, fire, bad deeds, theft, seizure, collision, collision or other traffic accident . (referring to PSAKBI) (Maximum age 15 years) Do you have enough funds to repair your car in the event of a collision? Are you ready to buy a replacement car if your car is lost or he...

There are many examples of loss insurance that we can get from insurance companies. Today many insurance companies offer their products to protect or provide various financial assistance for us. Some insurance companies offer loss insurance. There are many things that are borne and the branch of the loss insurance is also very much. For those of you who want to get this loss insurance from a particular insurance company, it's a good idea to find out more about the branch of loss insurance. You will also get more information about one example of loss insurance, namely family insurance against accidents here. Branch of Loss Insurance There are a lot of things that an insurance company will cover if you choose this insurance. Below you will get information on some insurance branches that you can choose according to your needs. Loss insurance for property. This insurance will cover your property from the risk of fire, earthquake, industrial risk, and so on. Engineering loss insurance. ...